TDCI: ‘Sweetheart’ Scammers Will Break Your Heart and Empty Your Wallet

TDCI: ‘Sweetheart’ Scammers Will Break Your Heart and Empty Your Wallet

NASHVILLE – With Valentine’s Day (Feb. 14, 2019) fast approaching, the Tennessee Department of Commerce and Insurance’s (TDCI) Division of Consumer Affairs reminds Tennesseans to keep clear of ‘sweetheart’ scammers who claim to love you but, in fact, are just after your cash.

“Valentine’s Day is a period showing your family just how much you care, but it addittionally offers the opportunity that is perfect unscrupulous people to make the most of unsuspecting consumers with the use of emotion-provoking scam tactics,” said TDCI Commissioner Julie Mix McPeak. “We urge consumers to be skeptical of deals that seem too advisable that you be real and people whom ask for cash through online dating services.”

With Tennessee rated 10 th when you look at the country for fraudulence , the Division of customer Affairs provides the after to greatly help Tennesseans avoid being a scammer’s sweetheart:


Relationship frauds, or scams that are“sweetheart” are among the earliest tricks in many scammers’ playbooks. Unfortuitously, the increase of internet dating internet sites, mobile apps, and social media platforms have actually provided scammers an alternative way to deceive individuals into thinking their schemes. While legitimate relationships are usually obtained online, scammers also utilize these internet sites and platforms to prey on naive victims. Scammers will generate fake pages to attract individuals and then utilize emotional techniques to get cash.

  • You meet some body on a dating internet site. The person you’re interacting with straight away desires to keep the dating website and begin interacting over personal e-mail or IM.
  • The claims that are individual quickly and things turn severe.
  • Although the person claims become through the U.S., she or he additionally claims become working or traveling offshore.
  • Scammers use thoughts by simply making up elaborate tales about requiring money for travel mishaps, medical emergencies, lacking visas ( or other papers) or a short-term setback that is financial.
  • The scammers will ask for the help that is financial by them cash. The first transfer is tiny, but it is accompanied by needs for lots more.

Keep in mind: NEVER send money to a person who is utilizing the above strategies or to someone you’ve never ever met face-to-face.


Present cards scams are a way that is increasingly common scammers to profit off customers with good motives. A year ago, Tennesseans lost nearly $1 million to present card scammers. Scammers will pose as an on-line love interest or a remote household user up against a monetary bind. In place of a cable transfer or cash, the scammers will persuade the customer to buy present cards (frequently iTunes or Google Enjoy) and supply all of them with the code that is redeemable the rear of the card. (this process is optimal for scammers considering that the scam is hard to locate.) Customers whom receive a request re payment utilizing iTunes present cards it to the Federal Trade Commission (“FTC”) at that they believe may be a scam should report.

  • Never read or text someone the PIN quantity from the relative straight back of a present card. The amount is really as good as money in the scammers’ pocket.
  • Reputable companies, like technology help organizations and shop-at-home services, don’t ask for present cards as re re payment. If you’re being expected by a caller to cover a service or product with a present card, proceed with caution since it is likely a scam meet sugar daddies online.
  • From a reputable and known source if you’re buying gift cards as gifts, make sure to buy them.


Considering gift that is purchasing or reduced services for Valentine’s Day? keep in mind: